Liquidation: GUARDIAN SEPARATE ACCOUNT R

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120792

Filing Summary: The Guardian Separate Account R filed a prospectus supplement regarding the liquidation of the Victory Sophus Emerging Markets Fund, which will dissolve on or about June 27, 2025. This decision was approved by the Board of Trustees of Victory Portfolios. All investments in the Portfolio will be transferred to the Fidelity VIP Government Money Market Portfolio at the close of business on the Liquidation Date. Changes to premium payment allocations and contract value transfers to available investment options can be made before the Liquidation Date. For 30 days following the Liquidation Date, transfers from the Fund to other investment options will be allowed free of charge. No fees or tax liabilities will arise from this liquidation. The document also outlines how ongoing Dollar Cost Averaging and Portfolio Rebalancing programs will be affected by this change, providing guidance on how investors can update their allocation instructions accordingly.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120796

Filing Summary: The Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund. The Portfolio will liquidate and dissolve on or about June 27, 2025, and will not remain an investment option. Investors may change their premium payment allocation instructions and transfer their contract value to other available variable investment options prior to the Liquidation Date. At the close of business on the Liquidation Date, any contract value allocated to the Portfolio will be transferred to the Fidelity VIP Government Money Market Portfolio. For 30 days following the Liquidation Date, investors may transfer their accumulation value to any other variable investment options without charge. The document also outlines the changes to investment allocation procedures including Dollar Cost Averaging and Portfolio Rebalancing. There are no fees or tax liabilities associated with this liquidation. All other provisions of the prospectus will remain unchanged.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120798

Filing Summary: The document is a prospectus supplement dated May 15, 2025, for variable annuity contracts issued by The Guardian Insurance & Annuity Company, Inc. It informs investors that the Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which will liquidate and dissolve on June 27, 2025. During the liquidation process, contract holders can change their premium payment allocations to other investment options. Any funds allocated to the Portfolio at the close of business on the Liquidation Date will automatically transfer to the Fidelity VIP Government Money Market Portfolio. Investors can make changes without incurring fees or tax liabilities. Specific administrative impacts on Dollar Cost Averaging and Portfolio Rebalancing are also outlined, with provisions for automatic replacements and instructions for future allocations. It emphasizes that all other provisions of the original prospectus remain unchanged.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120800

Filing Summary: The document discusses a Plan of Liquidation approved by the Board of Trustees of Victory Portfolios for the Victory Sophus Emerging Markets Fund. The Fund is set to liquidate and dissolve on or about June 27, 2025, becoming unavailable as an investment option. Investors may change their premium payment allocations and transfer contract value to other investment options before the Liquidation Date. Any funds allocated to the Portfolio at the close of business on the Liquidation Date will be transferred to the Fidelity VIP Government Money Market Portfolio. For 30 days post-liquidation, investors can transfer amounts to other options without charge. The document details procedures for changing investment allocations and provides contact information for further inquiries. It mentions that no fees, charges, or tax liabilities will incur due to this liquidation, and outlines the impact on related administrative programs like Dollar Cost Averaging and Portfolio Rebalancing.

Form Type: 497VPU

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120688

Filing Summary: This document serves as a prospectus supplement for certain variable annuity contracts issued by The Guardian Insurance & Annuity Company, Inc. It details the liquidation plan approved by the Board of Trustees for the Victory Sophus Emerging Markets Fund, indicating that the Portfolio will dissolve on or about June 27, 2025. Investors are informed that they can change their premium payment allocations until the Liquidation Date and that any contract value allocated to the Portfolio will automatically transfer to the Fidelity VIP Government Money Market Portfolio upon closure. The document outlines that no fees or tax liabilities will incur due to the liquidation and explains the implications on Dollar Cost Averaging, Portfolio Rebalancing, and Premium Allocation Instructions, indicating necessary actions investors may need to take prior to the Liquidation Date.

Form Type: 497VPU

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120701

Filing Summary: The Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which is set to liquidate and dissolve on or about June 27, 2025. The Portfolio will no longer be available as an investment option. Before the Liquidation Date, contract holders may change their premium payment allocations and transfer their contract value to other available variable investment options. Any contract value allocated to the Portfolio at the close of business on the Liquidation Date will be automatically transferred to the Fidelity VIP Government Money Market Portfolio. After the Liquidation Date, transfers to other investment options will be allowed free of charge for 30 days. Liquidation will not incur any fees or tax liabilities, and a confirmation of the transfer of accumulation value will be provided post-liquidation. Administrative programs like Dollar Cost Averaging and Portfolio Rebalancing will be impacted and require updated allocation instructions by the Liquidation Date if they include the Portfolio.

Form Type: 497VPU

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120708

Filing Summary: The Guardian Insurance & Annuity Company, Inc. provides a prospectus supplement for its variable annuity contracts, announcing the liquidation of the Victory Sophus Emerging Markets Fund, effective on or about June 27, 2025. The fund will be dissolved and will no longer be an investment option. Customers are advised they may modify their premium payment allocations prior to the liquidation. After this date, any remaining contract value allocated to the fund will automatically transfer to the Fidelity VIP Government Money Market Portfolio. For 30 days post-liquidation, clients can transfer any amount to other variable investment options without charge. There will be no fees, charges, or tax implications due to the liquidation. Additional operational changes, like updates to Dollar Cost Averaging and Portfolio Rebalancing instructions, are also outlined, ensuring clients are informed about the automatic substitution of the fund with the new investment option if they do not provide new instructions.