Liquidation: GUARDIAN SEPARATE ACCT N OF THE GUARDIAN INS & ANNUITY CO

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120957

Filing Summary: The document is a prospectus supplement dated May 15, 2025, related to certain variable life policies issued by The Guardian Insurance & Annuity Company. It announces the Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, with a liquidation and dissolution date on or about June 27, 2025. The liquidation will result in the Portfolio no longer being an available investment allocation option. Policyholders are instructed to change their premium payment allocations and transfer their policy value to other investment options as necessary before the liquidation date. Any funds in the Portfolio on the liquidation date will be transferred to the Fidelity VIP Government Money Market Portfolio. The document also describes the impact on Dollar Cost Averaging and Portfolio Rebalancing programs, emphasizing that new allocation instructions may be provided at any time prior to the liquidation date. Fees, charges, or tax liabilities will not be incurred due to the liquidation, and a confirmation of the transfer will be provided after the liquidation.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120958

Filing Summary: The document is a prospectus supplement dated May 15, 2025, concerning variable life policies issued by The Guardian Insurance & Annuity Company. It announces that the Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which is set to liquidate and dissolve on or about June 27, 2025. Investors are informed that they may change their premium payment allocations and transfer policy value to other investment options before the Liquidation Date. Any allocation to the Portfolio at liquidation will be transferred to the Fidelity VIP Government Money Market Portfolio without incurring fees or tax liabilities. Post-liquidation processes for Dollar Cost Averaging and Portfolio Rebalancing are detailed, including automatic updates to transfer instructions. Remaining provisions of the prospectus are unchanged except for those specifically mentioned in the supplement.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120959

Filing Summary: This Prospectus Supplement dated May 15, 2025, provides updates related to certain variable life policies issued by The Guardian Insurance & Annuity Company, Inc. and highlights the approved Plan of Liquidation for the Victory Sophus Emerging Markets Fund. The liquidation is scheduled to occur on or about June 27, 2025, at which point the Portfolio will cease to exist as an investment option. Policyholders have the opportunity to reallocate their investments prior to this date, and any values not transferred by the liquidation date will automatically move to the Fidelity VIP Government Money Market Portfolio. Following the liquidation, certain investment programs, like Dollar Cost Averaging and Portfolio Rebalancing, may require new allocation instructions to adapt to the changes. Policyholders are encouraged to review their premium payment allocations and can change instructions via multiple communication channels. No fees or tax liabilities will incur as a result of this liquidation.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120963

Filing Summary: The document serves as a prospectus supplement dated May 15, 2025, for certain variable life insurance policies issued by The Guardian Insurance & Annuity Company, Inc. It announces the Board of Trustees of Victory Portfolios' approval of a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which will liquidate on or about June 27, 2025. Following the liquidation, any policy value in the Portfolio will be transferred to the Fidelity VIP Government Money Market Portfolio. Policyholders may change their premium payment allocations and transfer policy values to available investment options prior to the Liquidation Date. They will incur no fees or tax liabilities because of the liquidation. Various allocation instructions relating to Dollar Cost Averaging and Portfolio Rebalancing will automatically update after the Liquidation Date. The document instructs policyholders on how to obtain a copy of the prospectus for the Fund and provides contact information for assistance.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120964

Filing Summary: The document is a prospectus supplement dated May 15, 2025, for certain variable life policies issued by The Guardian Insurance & Annuity Company, Inc. It provides information regarding the planned liquidation of the Victory Sophus Emerging Markets Fund, which is set to occur on June 27, 2025. Policyholders are advised that they can change premium payment allocation instructions and transfer policy value allocations to other available variable investment options before the liquidation date. Any value allocated to the fund at the close of business on the liquidation date will automatically be transferred to the Fidelity VIP Government Money Market Portfolio. Policyholders will not incur fees or taxes due to this liquidation. Furthermore, it details the impact on ongoing administrative programs such as Dollar Cost Averaging and Portfolio Rebalancing, giving instructions for policyholders on how to manage their allocations before the liquidation takes place. After the liquidation date, policyholders will receive confirmation of transfers and those with existing plans will see updates replacing the liquidated fund with the new money market fund.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120965

Filing Summary: The document serves as a prospectus supplement dated May 15, 2025, for certain variable life policies issued by The Guardian Insurance & Annuity Company, Inc. It outlines that the Board of Trustees of Victory Portfolios has approved a Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which is set to liquidate and dissolve on or about June 27, 2025. The liquidated assets will be transferred to the Fidelity VIP Government Money Market Portfolio. Policyholders are allowed to change their premium payment allocations and transfer their policy value prior to the Liquidation Date, with specific instructions on how this can be executed. Details are provided on how the liquidation will not incur any fees or tax liabilities, and procedures for existing Dollar Cost Averaging, Portfolio Rebalancing, and Premium Allocation Instructions are discussed, indicating that updates will be made automatically unless new instructions are provided. Additionally, the document stresses retaining this supplement with the original prospectus for future reference.

Form Type: 497

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: Update

Accession Number: 000119312525120966

Filing Summary: The document is a prospectus supplement dated May 15, 2025, regarding certain variable life insurance policies issued by The Guardian Insurance & Annuity Company, Inc. It details the approved Plan of Liquidation for the Victory Sophus Emerging Markets Fund, which will liquidate and dissolve on or about June 27, 2025. Policyholders are informed that the Portfolio will no longer be available as a variable investment option and that any policy value in the Portfolio at the close on the Liquidation Date will be transferred to the Fidelity VIP Government Money Market Portfolio. The document explains the procedures for policyholders to change their premium payment allocations and transfer their investments prior to and following the Liquidation Date. It assures that there will be no fees or tax liabilities due to the liquidation and outlines impacts on administrative programs such as Dollar Cost Averaging and Portfolio Rebalancing, guiding policyholders on how to adjust their allocation instructions. It emphasizes that except for the changes mentioned, other prospectus provisions will remain unchanged.

Form Type: 497VPU

Filing Date: 2025-05-15

Corporate Action: Liquidation

Type: New

Accession Number: 000119312525120961

Filing Summary: The document is a prospectus supplement for the Flexible Solutions Variable Universal Life (VUL) policies issued by The Guardian Insurance & Annuity Company, Inc., dated May 15, 2025. It details the approval by the Board of Trustees of Victory Portfolios for a Plan of Liquidation regarding the Victory Sophus Emerging Markets Fund, set to liquidate and dissolve on June 27, 2025. The document explains the implications for policyholders, including the transfer of funds allocated to the Portfolio into the Fidelity VIP Government Money Market Portfolio after liquidation. Policyholders are advised that they can change their premium payment allocations, and that they will not incur fees or tax liabilities due to this liquidation. Specific mechanisms for managing Dollar Cost Averaging and Portfolio Rebalancing are outlined, ensuring policyholders can adjust their investment instructions accordingly before and after the Liquidation Date.