IPO - Equitable Financial Life Insurance Co

Form Type: S-1/A

Filing Date: 2025-04-22

Corporate Action: Ipo

Type: Update

Accession Number: 000119312525089122

Filing Summary: Equitable Financial Life Insurance Company has filed a pre-effective amendment to its registration statement under the Securities Act of 1933 for an initial public offering (IPO) on April 22, 2025. The registration aims to introduce the Market Stabilizer Option (MSO), an investment option under certain variable life insurance policies tied to the performance of the S&P 500 Price Return index. The MSO offers a Growth Cap Rate of at least 6% and downside protection set at -25%. It includes provisions regarding the Index-Linked Rate of Return based on the performance of the index over a specified Segment Term of approximately one year. The document also outlines the implications of early distributions and adjustments that may occur prior to the Segment Maturity Date. Furthermore, the registration statement indicates the company's obligations concerning its insurance policies and disclaims any government approval of the securities offered.

Form Type: S-1/A

Filing Date: 2025-04-22

Corporate Action: Ipo

Type: Update

Accession Number: 000119312525089133

Filing Summary: Equitable Financial Life Insurance Company filed a pre-effective amendment to its registration statement under the Securities Act of 1933 on April 22, 2025. This document outlines the introduction of the Market Stabilizer Option® II, an index-linked investment option available as a rider under certain variable flexible premium universal life policies. The Market Stabilizer Option allows investments tied to the performance of the S&P 500 Price Return Index for set periods, with specific features including Growth Cap Rates and Participation Rates defined by the company. Important details on terms like Segment, Segment Maturity Date, Segment Interim Value, and risks associated with early distributions are mentioned. It emphasizes the responsibility of Equitable Financial for payments due under policies while distinguishing its business operations across different states and under various conditions. The filing complies with the regulations as it seeks to qualify securities that include investment risks and potential loss of principal, underscoring the importance of consulting financial professionals prior to participation.

Form Type: S-1/A

Filing Date: 2025-04-22

Corporate Action: Ipo

Type: Update

Accession Number: 000119312525089155

Filing Summary: Equitable Financial Life Insurance Company filed a pre-effective amendment No. 1 to its registration statement under the Securities Act of 1933 to update its Market Stabilizer Option (MSO) investment product. This product is tied to the S&P 500 Price Return Index and incorporates a Growth Cap Rate starting at a minimum of 6%, providing policyholders with potential returns based on index performance. The document details the MSO's features, including downside protection against negative index performance, potential early distribution adjustments that can result in substantial losses of principal, and terms governing the index-linked returns. It emphasizes the complexity and risk associated with the MSO, noting that the company's financial obligations depend on its creditworthiness. The filing also positions Equitable Financial as part of the larger Equitable Holdings, Inc. group, highlighting its long-standing presence in life insurance since 1859.

Form Type: S-1

Filing Date: 2025-02-14

Corporate Action: Ipo

Type: New

Accession Number: 000119312525027120

Filing Summary: Equitable Financial Life Insurance Company is filing this S-1 registration statement to register securities under the Securities Act of 1933 with the intention to conduct an Initial Public Offering (IPO). The registration involves a Market Stabilizer Option® which is associated with variable life insurance policies. The document outlines the characteristics of these policies, including features such as the Index-Linked Rate of Return, Growth Cap Rate, and the complexities involved in early distributions. It emphasizes the investment risks associated with the policies, including potential loss of principal and credited interest, and clarifies that the company is solely responsible for fulfilling its obligations under the policies. The company is positioned as an emerging growth entity with unique investment offerings catering to varying financial objectives of policyholders. The Prospectus is designed to comply with regulatory requirements and provide potential investors with a detailed understanding of the offerings and associated risks involved.

Form Type: S-1

Filing Date: 2025-02-14

Corporate Action: Ipo

Type: New

Accession Number: 000119312525027130

Filing Summary: Equitable Financial Life Insurance Company (the Registrant), a New York stock life insurance corporation, has filed a Registration Statement under the Securities Act of 1933 for the Market Stabilizer Option® II, an index-linked investment option available as a rider under certain variable flexible premium universal life policies. The filing indicates that the shares are intended for delayed or continuous offering. The MSO offers features such as participation in the S&P 500 Price Return Index and provides downside protection through a Segment Buffer. The document outlines various aspects of the MSO including Growth Cap Rates, Participation Rates, and risks associated with investments. It emphasizes the investment risks, especially regarding early distributions and potential losses. The Registrant assures claim obligations under the policies are solely their responsibility.

Form Type: S-1

Filing Date: 2025-02-14

Corporate Action: Ipo

Type: New

Accession Number: 000119312525027132

Filing Summary: Equitable Financial Life Insurance Company has filed a registration statement for the Market Stabilizer Option® under the Securities Act of 1933. This investment option permits participation in the performance of the S&P 500 Price Return index, excluding dividends, and involves a Growth Cap Rate set at the company's discretion, currently guaranteed to be at least 6%. The statement articulates risk factors, including potential losses due to early distributions exceeding a negative performance threshold of -10% on the Index. This filing appears to be related to a new offering intended to raise capital for the company, categorized under initial public offering (IPO) specifications.