IPO - PRUCO LIFE VARIABLE UNIVERSAL ACCOUNT

Form Type: 485BPOS

Filing Date: 2025-04-15

Corporate Action: Ipo

Type: New

Accession Number: 000085169325000095

Filing Summary: This filing is a registration statement under the Securities Act of 1933 concerning the Prudential FlexGuard® Life IVUL Contract, a variable and index-linked universal life insurance contract offered by Pruco Life Insurance Company. The registration aims for the contract to become effective on May 1, 2025. Investors can choose to invest their premiums and earnings in various investment options, including Index Strategies and Variable Investment Options. The document outlines significant features, charges, and risks associated with the contract, including premium charges, surrender charges, and insurance risks. The prospectus helps clarify the terms of investment and provides critical information regarding fees and potential risks for investors. It advises that the contract is not a short-term investment vehicle and warns about the risks involved with variable life insurance contracts, including market performance and the financial health of the issuing insurer, Pruco Life.