M&A - TIAA CREF LIFE SEPARATE ACCOUNT VA-1

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Form Type: 497

Filing Date: 2025-05-06

Corporate Action: Merger

Type: Update

Accession Number: 000119312525113581

Filing Summary: On May 1, 2025, the LVIP Macquarie Diversified Income Fund was renamed to LVIP Fidelity Institutional AM® Total Bond Fund. Additionally, on April 14, 2025, PSF Natural Resources Portfolio Class II merged into PSF PGIM Jennison Blend Portfolio II. The document outlines various aspects of the Intelligent Variable Annuity offered by TIAA-CREF Life, including fees, risks associated with investments, and the structure of the contract, which is intended for long-term savings with the potential for tax-deferred accumulation and income options. The Guaranteed Minimum Death Benefit (GMDB) is highlighted as the only optional benefit that incurs a fee, while other essential features and withdrawal policies are also detailed.

Additional details:

Contract Type: Individual Flexible Premium Deferred Variable Annuity


Administrative Expense Charge: 0.30% (waived to 0.10%)


Annual Maintenance Fee Threshold: $25,000


Gmdb Fee: Annual fee assessed against Accumulation Value


Temporary Fee Reduction: Applicable to Fund's annual expenses


Fund Renaming Date: 2025-05-01


Portfolio Merge Date: 2025-04-14


Minimum Investment For Systematic Withdrawals: $10,000


Minimum Systematic Withdrawal Amount: $100


Systematic Withdrawals Fee: Up to $5 per payment


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